Retirement Plan Advisors

Sept. 27, 2012

401(k) Fee Sticker Shock: What to Do After The New Disclosure Statements

If you're in a 401(k) plan, you'll soon be receiving a quarterly account statement unlike any you've seen before. When your fall statement arrives, probably sometime between Sept. 30 and mid-November, you'll see a whole new format — one that shows how much you're paying the companies that provide investments and services to your plan.

Aug. 15, 2012

Four Ways to Take Advantage of New 401(k) Transparency

Fees, one of the biggest factors affecting whether your 401(k) plan prepares you adequately for retirement are a big question mark. For decades, this has been an area of neglect among employers, employees and federal regulators.

July 17, 2012

How You Can Improve Your 401(k)Plan

At most companies – especially small and mid-size ones – most likely no one knows how the current investments in the plan got there. If this is the case at your company, your plan probably isn't serving your interests.

June 11, 2012

401(k) Fee Disclosure Rules: Is Your Plan a RipOff?

Sweeping new rules from the U.S. Department of Labor are designed to shine a bright light on 401(k) fees. One of the requirements is a new format for quarterly statements that will show fees

Nov. 8, 2012

Why 401(k) Fee Disclosures May Fall Short
New federal rules concerning these fee disclosures were supposed to change all this, creating new clarity so that employees could easily see just how much they're paying to whom for what. But, as is often the case with new regulations, the federal rules aren't having the intended effect — at least not yet.

Dec. 11, 2012

Your 401(k): Why You Shouldn’t Go It Alone
Millions of Americans are headed for an extremely disappointing retirement because they aren't putting enough money away in their 401(k) plans and aren't managing these plans effectively. The answer to this problem lies with you and your employer.

December 27, 2012

6 Ways to Manage Your 401(k) Retirement Planning Together
As they grow older, married couples often talk about what their life together will be like during retirement. But, although both partners may have 401(k) plans, they probably have precious few conversations — if any — about how they'll coordinate their plans to provide the greatest possible retirement resources.